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Pound Foolish

Journalist Helaine Olen has produced a strong criticism of the personal finance industry1.  She claims the industry does not add much value, makes unsubstantiated claims, charges huge fees, is fraught with conflicts of interest, and […]

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It is a Spending Problem AND a Revenue Problem

In the fiscal year beginning October 2008 (the 2009 fiscal year), federal government spending exploded from 20.8 percent of GDP to 25.2 percent of GDP.  This was due to a confluence of factors including a […]

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